Victorville, CA
Home MenuMortgage Assistance Program
Program Highlights
- Up to $55,000 for down payment and closing costs assistance
- No payments for 30 years with 3% interest deferred loan
- Funds available on first-come, first-served basis with acceptable purchase contract
How to Qualify
- Must be a first-time homebuyer
- Mortgage must be with City of Victorville approved lender
- The property must be your primary residence, located in Victorville
- Single-family homes, condominiums, and town homes under $336,000 (existing homes) and $384,503 (new homes) are eligible
- Borrower must contribute 1% of purchase price
2021 Income Guidelines
| Family Size | Maximum Income |
| 1 | $44,250 |
| 2 | $50,600 |
| 3 | $56,900 |
| 4 | $63,200 |
| 5 | $68,300 |
| 6 | $73,350 |
| 7 | $78,400 |
| 8 | $83,450 |
1st Step: Contact City of Victorville Approved Lender
- Choice Lending Company - (760) 245-9433
- Mountain West Financial - (951) 264-1003
2nd Step: Sign up for your first-time home buyer education course.
All home-buyers must attend an 8 hour in-person home-buyer's education training/seminar before you are eligible for assistance. Online classes are now approved due to COVID-19. You must use City approved agencies.
- Neighborhood Partnership Housing Services, Inc. (NPHS) - (909) 988-5979
- Lutheran Social Services Southern California (LSSSC) - (909) 866-2792