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Mortgage Assistance Program

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Program Highlights

  • Up to $55,000 for down payment and closing costs assistance
  • No payments for 30 years with 3% interest deferred loan
  • Funds available on first-come, first-served basis with acceptable purchase contract

How to Qualify

  • Must be a first-time homebuyer
  • Mortgage must be with City of Victorville approved lender
  • The property must be your primary residence, located in Victorville
  • Single-family homes, condominiums, and town homes under $336,000 (existing homes) and $384,503 (new homes) are eligible
  • Borrower must contribute 1% of purchase price
2020 Income Guidelines

Family Size Maximum Income
 1  $42,200
 2  $48,200
 3  $54,250
 4  $60,250
 5  $65,100
 6 $69,900
 7  $74,750
 8  $79,550

 

 1st Step: Contact City of Victorville Approved Lender

  • Choice Lending Company - (760) 245-9433
  • Mountain West Financial -   (909) 287-7577

2nd Step: Sign up for your first-time home buyer education course.

All home-buyers must attend an 8 hour in-person home-buyer's education training/seminar before you are eligible for assistance.  Online classes are now approved due to COVID-19.  You must use City approved agencies.

  • Neighborhood Partnership Housing Services, Inc. (NPHS) - (909) 988-5979
  • Lutheran Social Services Southern California (LSSSC) -          (909) 866-2792

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