Victorville, CA
Home MenuMortgage Assistance Program
Program Highlights
- Up to $55,000 for down payment and closing costs assistance
- No payments for 30 years with 3% interest (deferred loan)
- Funds available on first-come, first-served basis with acceptable purchase contract
How to Qualify?
- Must be a first-time homebuyer
- Mortgage must be with City of Victorville approved lender
- The property must be your primary residence, located in Victorville
- Single-family homes, condominiums, and town homes under $430,000 (existing homes) and $409,465 (new homes) are eligible
- Borrower must contribute 1% of purchase price
2022 Income Guidelines
| Family Size | Maximum Income |
| 1 | $49,300 |
| 2 | $56,350 |
| 3 | $63,400 |
| 4 | $70,400 |
| 5 | $76,050 |
| 6 | $81,700 |
| 7 | $87,300 |
| 8 | $92,950 |
2022 Income Limits effective 6/15/2022
1st Step: Contact a City of Victorville Approved Lender:
| Company | Phone # | Contact |
| Choice Lending, Inc. | (760) 983-3099 | Daniel Dempsey |
| Mountain West Financial | (951) 264-1003 | Jennifer Stewart |
| Mountain West Financial | (323) 501-3072 | Nancy Obando |
| Mountain West Financial | (909) 376-5492 | Lucy Negrete Urena |
| Mountain West Financial | (760) 843-8491 | Jim Albert |
| Mountain West Financial | (909) 217-6670 | Michaella Tommaney |
| Mountain West Financial | (760) 559-2112 | Bart Wade |
| Mountain West Financial | (951) 751-2946 | Sue Ferguson |
| Mountain West Financial | (760) 954-1391 | Monica Valverde |
| Mountain West Financial | (909) 354-7434 | Liz House-Adams |
| Mountain West Financial | (760) 250-8710 | Javier Vasquez |
| Mountain West Financial | (760) 983-8855 | Jerry Mojarro |
| Mountain West Financial | (760) 843-8491 | Lisa Pulice |
| Mountain West Financial | (760) 963-3969 | Matt Moss |
2nd Step: Sign up for your first-time home buyer education course:
All home-buyers must attend an 8 hour in-person home-buyer's education training/seminar before you are eligible for assistance. Online classes are now approved due to COVID-19.
You must use City approved agencies:
Neighborhood Partnership Housing Services, Inc. (NPHS)
(909) 988-5979 Please Contact NPHS for online class information.
Lutheran Social Services Southern California (LSSSC)
(909) 866-2792 Please Contact LSSSC for online class information.
Inland Empire Resource Center (IERC)
(909) 887-8700 Please Contact IERC for online class information.
3rd Step: City of Victorville staff works with your lender to see if you are eligible:
Applications are prioritized for funding purposes on a first-come, first- served basis.