Mortgage Assistance Program

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Program Highlights

  • Up to $55,000 for down payment and closing costs assistance
  • No payments for 30 years with 3% interest deferred loan
  • Funds available on first-come, first-served basis with acceptable purchase contract

How to Qualify

  • Must be a first-time homebuyer
  • Mortgage must be with City of Victorville approved lender
  • The property must be your primary residence, located in Victorville
  • Single-family homes, condominiums, and town homes under $285,000 (existing homes) and $338,000 (new homes) are eligible
  • Borrower must contribute 1% of purchase price
2018 Income Guidelines

Family Size Maximum Income
 1  $37,750
 2  $43,150
 3  $48,550
 4  $53,900
 5  $58,250
 6 $62,550
 7  $66,850
 8  $71,150

 

 1st Step: Contact City of Victorville Approved Lender

  • Choice Lending Company - (760) 245-9433
  • Evergreen Home Loans - (760) 240-8900

2nd Step: Sign up for your first-time home buyer education course:

All home-buyers must attend an 8 hour in-person home-buyer's education training/seminar before you are eligible for assistance.  Online classes are NOT approved.  You must use City approved agencies.

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