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Mortgage Assistance Program

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Program Highlights
  • Up to $55,000 for down payment and closing costs assistance
  • No payments for 30 years with 3% interest (deferred loan)
  • Funds available on first-come, first-served basis with acceptable purchase contract
How to Qualify?
  • Must be a first-time homebuyer
  • Mortgage must be with City of Victorville approved lender
  • The property must be your primary residence, located in Victorville
  • Single-family homes, condominiums, and town homes under $430,000 (existing homes) and $409,465 (new homes) are eligible
  • Borrower must contribute 1% of purchase price
2022 Income Guidelines

Family Size Maximum Income
 1  $49,300
 2  $56,350
 3  $63,400
 4  $70,400
 5  $76,050
 6 $81,700
 7  $87,300
 8  $92,950


2022 Income Limits effective 6/15/2022

1st Step: Contact a City of Victorville Approved Lender:

 Company  Phone #  Contact
 Choice Lending, Inc.  (760) 983-3099  Daniel Dempsey
 Mountain West Financial  (951) 264-1003  Jennifer Stewart
 Mountain West Financial  (323) 501-3072  Nancy Obando
 Mountain West Financial  (909) 376-5492  Lucy Negrete Urena
 Mountain West Financial  (760) 843-8491  Jim Albert
 Mountain West Financial  (909) 217-6670  Michaella Tommaney
 Mountain West Financial  (760) 559-2112  Bart Wade
 Mountain West Financial  (951) 751-2946  Sue Ferguson
 Mountain West Financial  (760) 954-1391  Monica Valverde
 Mountain West Financial  (909) 354-7434  Liz House-Adams
 Mountain West Financial  (760) 250-8710  Javier Vasquez
 Mountain West Financial  (760) 983-8855  Jerry Mojarro
 Mountain West Financial  (760) 843-8491  Lisa Pulice
 Mountain West Financial (760) 963-3969  Matt Moss


2nd Step: Sign up for your first-time home buyer education course:

All home-buyers must attend an 8 hour in-person home-buyer's education training/seminar before you are eligible for assistance.  Online classes are now approved due to COVID-19. 

You must use City approved agencies:

 Neighborhood Partnership Housing Services, Inc. (NPHS)

(909) 988-5979 Please Contact NPHS for online class information. 

 Lutheran Social Services Southern California (LSSSC)

(909) 866-2792 Please Contact LSSSC for online class information. 

 Inland Empire Resource Center (IERC)

(909) 887-8700 Please Contact IERC for online class information. 

 3rd Step: City of Victorville staff works with your lender to see if you are eligible:

 Applications are prioritized for funding purposes on a first-come, first- served basis. 

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