Program Highlights

• Up to $55,000 for down payment and closing costs assistance
• No payments for 30 years with 3% interest (deferred loan)
• Funds available on first-come, first-served basis with acceptable purchase contract

How to Qualify?

• Must be a first-time homebuyer
• Mortgage must be with City of Victorville approved lender
• The property must be your primary residence, located in Victorville
• Single-family homes, condominiums, and town homes under $525,000 (existing homes) and $539,145 (new homes) are eligible
• Borrower must contribute 1% of purchase price

2025 Income Guidelines

2025 Income Limits effective 6/01/2025

1st Step: Contact a City of Victorville Approved Lender:

2nd Step: Sign up for your first-time home buyer education course:

All home-buyers must attend an 8 hour in-person home-buyer's education training/seminar before you are eligible for assistance. 

You must use City approved agencies:

 Neighborhood Partnership Housing Services, Inc. (NPHS)

(909) 988-5979 Please Contact NPHS for online class information. 

 Lutheran Social Services Southern California (LSSSC)

(909) 866-2792 Please Contact LSSSC for online class information. 

 Inland Empire Resource Center (IERC)

(909) 887-8700 Please Contact IERC for online class information. 

 3rd Step: City of Victorville staff works with your lender to see if you are eligible:

 Applications are prioritized for funding purposes on a first-come, first- served basis.