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Mortgage Assistance Program

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Program Highlights

  • Up to $55,000 for down payment and closing costs assistance
  • No payments for 30 years with 3% interest deferred loan
  • Funds available on first-come, first-served basis with acceptable purchase contract

How to Qualify

  • Must be a first-time homebuyer
  • Mortgage must be with City of Victorville approved lender
  • The property must be your primary residence, located in Victorville
  • Single-family homes, condominiums, and town homes under $320,000 (existing homes) and $369,988 (new homes) are eligible
  • Borrower must contribute 1% of purchase price
2019 Income Guidelines

Family Size Maximum Income
 1  $40,250
 2  $46,000
 3  $51,750
 4  $57,450
 5  $62,050
 6 $66,650
 7  $71,250
 8  $75,850


 1st Step: Contact City of Victorville Approved Lender

  • Choice Lending Company - (760) 245-9433

2nd Step: Sign up for your first-time home buyer education course:

All home-buyers must attend an 8 hour in-person home-buyer's education training/seminar before you are eligible for assistance.  Online classes are NOT approved.  You must use City approved agencies.

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